Freelancer Finance Guides

Know your money.
Grow your business.

Practical guides on tax, invoicing, expenses, and cash flow — written specifically for UK freelancers and sole traders.

9 articles in Tax

Tax

How to Calculate Your Tax Bill as a UK Freelancer in 2026

Calculating your tax bill as a UK freelancer doesn't have to be guesswork.

5 Jan 20266 min read
Tax

Self Assessment Tax Return: Step-by-Step Guide for Freelancers

Filing a Self Assessment tax return is something every UK freelancer must do.

12 Jan 20267 min read
Tax

How Much to Set Aside for Tax as a Self-Employed Person

One of the most common questions new freelancers ask is: how much should I save for tax? The answer depends on your profit level, but this guide gives you clear percentages to use as starting points — and explains why they work.

19 Jan 20265 min read
Tax

Allowable Business Expenses for UK Sole Traders

Claiming all your allowable expenses is one of the most effective ways to reduce your tax bill as a UK sole trader.

26 Jan 20266 min read
Tax

IR35: What Every UK Freelancer Needs to Know

IR35 is one of the most misunderstood areas of UK freelance tax law.

2 Feb 20267 min read
Tax

National Insurance for the Self-Employed: 2026 Guide

National Insurance is often overlooked by new freelancers, but it can add thousands to your annual tax bill.

23 Feb 20265 min read
Tax

Making Tax Digital for Sole Traders: What You Need to Do

Making Tax Digital for Income Tax Self Assessment (MTD for ITSA) is HMRC's biggest change to tax administration in a generation.

2 Mar 20266 min read
Tax

Working From Home Tax Deductions for UK Freelancers

If you work from home as a freelancer, you're entitled to claim a portion of your household costs as a business expense.

22 Jan 20265 min read
Tax

VAT for Freelancers: Do You Need to Register?

VAT is often the last thing a new freelancer thinks about — until their turnover approaches the registration threshold.

13 Feb 20266 min read

Put this knowledge into practice

Beancountr tracks your income, calculates your tax reserve, and generates professional invoices — all in one place.

Try Beancountr free